Ridge Lending Group
Legal

Terms of Use

Last updated June 2026

These Terms of Use ("Terms") govern your access to and use of the website operated by Ridge Lending Group, a DBA of Geneva Financial, LLC ("Company," "we," "our," or "us"). By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the site.

Educational purpose only

The content on this website is provided for general educational and informational purposes only. It is not financial, tax, legal, or investment advice, not a rate quote, and not a commitment to lend or an offer of credit. All loan figures, scenarios, and examples are illustrative and do not represent a guarantee of savings, payoff timeline, terms, or results.

All loans are subject to credit and underwriting approval. Not all applicants will qualify. Loan programs, rates, and terms are subject to change without notice. You should consult your own financial, tax, and legal professionals before acting on anything you read here.

Eligibility and availability

Ridge Lending Group is licensed in 49 states and does not lend in New York. Products, programs, and availability vary by state, occupancy, property type, and individual qualification, and may change at any time.

Intellectual property

The website and its content, including text, graphics, logos, and design, are owned by or licensed to the Company and are protected by intellectual property laws. You may view and use the content for your personal, non-commercial reference. You may not copy, reproduce, distribute, or create derivative works from the content without our prior written permission.

Third-party links

This site may contain links to third-party websites and resources. We provide these links for convenience and do not endorse or assume responsibility for the content, products, or practices of any third party. Accessing third-party sites is at your own risk and subject to their terms.

No warranties

The website and its content are provided on an as-is and as-available basis without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, the Company and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from or related to your use of, or inability to use, this website.

Changes to these Terms

We may update these Terms from time to time. Changes are effective when posted to this page. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

Governing law

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-law principles, except where federal law or the law of your state of residence applies.

Contact

Questions about these Terms can be directed to Ridge Lending Group, a DBA of Geneva Financial, LLC, 180 S. Arizona Ave, Suite 310, Chandler, AZ 85225, or by phone at (888) 889-0009.

This page is provided for general information and should be reviewed by legal counsel and compliance before publication. Ridge Lending Group is a DBA of Geneva Financial, LLC, NMLS #42056. Equal Housing Lender.