You came to Money Moves for a system. Financing is where it gets built.
Ridge Lending Group is the investor-focused mortgage lender sponsoring Money Moves 2026, the three-day wealth-building conference produced by Tardus Wealth Strategies at the Pendry San Diego from September 17 to 19, 2026. Money Moves brings roughly 350 investors and entrepreneurs together around alternative investing, tax strategy, self-directed IRAs, and real estate, hosted by Tanisha Souza with a keynote from Kevin Harrington. Ridge is the financing side of that conversation: we finance non-owner-occupied property in 49 of the 50 U.S. states, with conventional Golden Ticket loans, DSCR loans, bridge loans, and the All In One Loan™, a first-lien HELOC.
Ridge is a second-generation, education-first lender run by Caeli Ridge, an active investor who has held 42 properties at one time, alongside a team carrying 60+ years of combined experience working almost exclusively with real estate investors. Your consultation is free, starts with a real person, and requires no Social Security number to begin.
“Money Moves is about building a system rather than chasing a single deal. That is how I think about financing too. The loan on your next property should fit the plan you leave San Diego with, not the other way around. Bring your numbers and we will work out which one actually does.”
Caeli Ridge, CEO of Ridge Lending Group
What Money Moves teaches, Ridge finances
Tardus teaches the system
Money Moves is produced by Tardus Wealth Strategies, a financial education and coaching company. Three days on alternative investing, tax strategy, self-directed IRAs, and real estate, with about 350 investors and entrepreneurs in the room.
Ridge builds the financing plan
We map your qualifying picture across the whole portfolio: which purchases get conventional Golden Tickets, when DSCR takes over, and how the order you spend them in protects your buying power.
Neither side sells a shortcut
Education comes first on both sides. Nothing here is investment, tax, or legal advice, and no outcome is promised. You should understand the strategy and the loan before you commit to either one.
The programs Money Moves investors use most
Every one qualifies differently, and the order you use them in is the strategy. We map that order with you.
Conventional (Golden Tickets)
Fannie Mae and Freddie Mac financing, capped at ten financed properties per qualified investor. If you are building on a system rather than buying opportunistically, these are the slots worth spending deliberately.
Read the program pageDSCR Loans
The property qualifies on its own rent instead of your personal income, with no DTI test and no tax returns driving the decision. Useful once the conventional slots are gone, or when your return shows paper losses.
Read the program pageAll In One Loan™
A first-lien HELOC attached to a checking and savings account, on daily simple interest, so idle cash sits against the balance instead of waiting in savings. The program Ridge is asked about most at events like this.
Read the program pageBridge Loans
Short-term capital for renovations and fast closings, sized to the after-repair value with a named exit. Typically 6 to 24 months, for the deal that cannot wait on a conventional timeline.
Read the program pageThe Income Snowball with Tanisha Souza from Tardus Wealth Strategies
Caeli Ridge sits down with Tanisha Souza, founder and CEO of Tardus Wealth Strategies, the financial education and coaching company behind Money Moves, to walk through the Income Snowball approach to building cash flow.
A free masterclass, built for this
The All In One Loan™ is the program investors ask us about most at conferences, and the one most often explained badly. Our free masterclass covers how it actually works, the honest comparison against a traditional mortgage, and who it is wrong for, in six self-paced modules with no signup wall.
Start the The All In One Loan™ courseEducational content only, not a rate quote or a commitment to lend. Ridge Lending Group and Money Moves are independent companies; this page describes a referral relationship, not an endorsement of specific investment outcomes. Programs, guidelines, and eligibility vary by the deal and are subject to change. All loans are subject to credit and underwriting approval. Not all applicants will qualify. Ridge Lending Group is a DBA of Geneva Financial, LLC, NMLS #42056, licensed in 49 states and not lending in New York. Equal Housing Lender.