Mortgage Underwriter Hiring Poster

We are hiring! Ridge Lending Group is a family, and we would love for you to be part of our company.

Who we are looking to add to our team:

We are looking to add an underwriter to our team with a twist! We are looking for a qualified candidate who’d like to PRE-underwrite files in our prequalification department with none of the back and forth or working conditions – it’s one touch and done! We find underwriting and doing an extensive prequalification of your clients upfront takes the brain damage out of the process for all involved. This means happier borrowers and a happier processing team. This team member will have a strong attention to detail, be highly organized, and have an extensive working knowledge of the mortgage industry, guidelines, and regulations. Please note while we don’t require our team members to be local (meaning we will consider remote employees), it is our preference for local applicants.

Responsibilities:

  • Run AUS and analyze results
  • Manage prequalification pipeline
  • Analyze extremely complex tax returns for our investors
  • Complete thorough review of borrower’s financial situation to include but not limited to: credit, income, assets, REO, and subject property to assess ability to close loan/s and determine future eligibility
  • Once determined and initial credit decision is made – communicate decision to loan officer, client, and Sr. Loan Processor
  • Assign files/pipeline to Sr. Loan Processors

Requirements and Qualifications:

  • Minimum of 3 years underwriting experience
  • Strong understanding of investment property financing a huge plus
  • Strong Problem solving skills
  • Excellent customer Service skills
  • Extremely strong knowledge of guidelines
  • Ability to multitask
  • Ability to be resourceful, manage time efficiently, work unsupervised while also working as part of the team
  • Excellent research and decision making ability

Send your resume to resumes@ridgelendinggroup.com

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